Certificate of Deposit Time Accounts

automatically renewable with a 10 day grace period
interest can be compounded, paid by check or transferred to a checking or savings account with Heritage Community Bank
a penalty may be imposed for any early withdrawals
$1000.00 minimum deposit to open account
interest is compounded daily
Heritage Community Bank offers the following terms:
- 3 month
- 6 month
- 1 year
- 18 month
- 2 year
- 30 month
- 3 year
- 4 year
- 5 year

See Current Rates for more information

Heritage Community Bank is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through December 31, 2012, all noninterest-bearing transaction accounts and Lawyers Trust Accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.

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