Checking
Heritage Community Bank offers checking accounts to fit every need:
Funds Availability DisclosureReg E – Electronic Funds Transfers – Your Rights and Responsibilities Disclosure
Checking Account
- No minimum balance requirement
- Cost of checks may vary depending upon style and quantity ordered
- $25.00 Return Item Charge
- $25.00 Overdraft Fee
- Monthly statement with images
- ATM/Debit Card
Now Account
- $750.00 minimum opening balance
- Monthly service charge of $5.00 if daily average balance falls below $750.00.
- Interest Paid Monthly (Rate based upon balance..see Current Rates for more info)
- $25.00 Return Item Charge
- $25.00 Overdraft Fee
- Monthly Statement with images
- 1st box of checks free(depending upon style)
- ATM/Debit Card
- Unlimited monthly activity
Elite Account
(for members 55 & up)
- $1000.00 minimum opening balance
- Monthly service charge of $5.00 if daily average balance falls below $1000.00.
- Interest Paid Monthly (Rate based upon balance..see Current Rates for more info)
- $25.00 Return Item Charge
- $25.00 Overdraft Fee
- Monthly Statement with images
- Free checks (depending upon style)
- ATM/Debit Card
- Unlimited monthly activity
Money Market Account
- $1,000.00 minimum opening balance
- Monthly service charge of $10.00 if daily average balance falls below $1,000.00
- Interest Paid Monthly (Rate based upon balance..see Current Rates for more info)
- $25.00 Return Item Charge
- $25.00 Overdraft Fee
- Limited to six transactions monthly
- Free Bank stock checks – Restrictions apply
- Monthly Statement with images